November 2016 Article

Dr. C. S. Lovett’s


November, 2016




Money has a way of locking a person's heart to this world. Why? Jesus explained: "For where your treasure is, there your heart will be also" (Luke 12:34).


To offset this power, He offers us an exciting incentive to invest in Him..."I'll give you 10,000% interest on every penny you invest with ME. And not only that, you can take it with you when you go to heaven! It'll be yours to enjoy forever!"


Now that is an astonishing investment opportunity--10,000% return. Know where that's found? Matthew 19:29. What a fantastic offer! You'd think Christians would seize such an opportunity, but they don't. Right now there are people with money to invest who don't know where to put it. That's tough for people who live off of investments. They want their money to work and provide a living for them. Yet they all understand when they die, they can't take it with them. However, there is information on the subject, but they're looking in the wrong place. That kind of counsel is NOT found in the newspapers, but in the Word of God.




The offer has to be accepted while we're still living on the earth, while we're still living by faith. The Lord teaches us about this in one of His parables. We find it in Luke 16 beginning with verse one. Jesus told His disciples: "There was a rich man whose manager was accused of wasting his possessions. So he called him in and asked, 'What is this I hear about you? Give an account of your management, because you cannot be manager any longer’” (Luke 16:2).


Now this estate manager had a good thing going. He lived high on the hog as long as it lasted. Somehow or other, word of this got to the boss. The rich man sent word for the steward to come to his office.


When the steward showed up, the owner said, "I want you to bring all your books in for an audit. I mean to check on this and if it is true, you're out of here."


The estate manager said to himself (vs. 3 & 4), "Oh, I'm in trouble. When he goes over those books, I'll be out of a job for sure. I've got to come up with something or I'll starve. I'm not strong enough to dig and I'm ashamed to beg." Then he hit on an idea. "I know what I'll do, so that when I lose my job here, people will welcome me into their houses. I'll protect myself so that when he does kick me out, I'll have a place to go."


So he called in each of his master's debtors. He asked the first, "How much do you owe my master?” “900 gallons of olive oil," he replied. Then the manager said, “Take your bill, sit down quickly and make it 450." Then he asked the second, "And how much do you owe?” “1,000 bushels of wheat," he replied. The manager told him, ''Take your bill and make it 800” (vs. 5-7).


He was feathering his nest. These people would all owe him. Once they go for the deal, they can't squeal on him or they'd have to give all that money back. Because money was involved, the manager had a lot of leverage. So this steward set himself up with places to go after he was fired. Next we read in verse 8, “The master commended the dishonest manager because he had acted shrewdly.” You'd think the master would be furious when he found out what the estate manager had done, but he wasn't. Instead he was impressed. He even congratulated him. The owner marveled at the way his steward protected himself knowing he was about to lose his job.




In the rest of verse 8, the Lord makes the application of this story. “The people of this world are shrewder with their own kind than are the children of light.”


If I may paraphrase the Lord's words, Jesus is saying, "Christians are NOT SMART." At least that's the feeling behind His words. When it comes to their spiritual futures, their heavenly treasure. They don't seem to know how to prepare for the end of their time on earth. They know the end is coming, but don't even want to talk about it, let alone plan for it.


They know they can't take their money with them, yet they are ignorant when it comes to SPIRITUAL investing. They must somehow feel the Lord is going to lay up treasure for them. But the Lord says, "LAY UP TREASURE FOR YOURSELVES" (Matt. 6:20).


"I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you'll be welcomed into the eternal dwellings" (Matt. 6:9). Here the Lord gives the TECHNIQUE for taking our money with us. However, we have to convert it into the CURRENCY OF HEAVEN.


EARTHLY MONEY is no good in heaven. Money has to be converted into heavenly currency. What is heavenly currency? The Lord tells us in our passage—FRIENDS—and friends are people. People make up the wealth of heaven. Jesus died for people that's why they are the real wealth.


So if you want to take any money to heaven, you'll have to invest it in people. We have to invest where God invests. Doesn't that make sense? But your investing has to be done in such a way that it helps people get ready for heaven. That's the only way money can be converted into heavenly currency.




The steward secured his future by making friends before he was kicked out of his job. Here Jesus is saying, "YOU DO THE SAME. Secure your future by making friends for eternity." He is more specific when He says, “Use worldly wealth to make friends for yourselves, so when your earthly life ends, they'll welcome you into heavenly dwellings” (vs. 9,10).


Where are we going to get better counsel than from Jesus? His advice is—make friends for eternity by using your money SHREWDLY. Now what does Jesus mean by FRIENDS? Associates? Acquaintances? Casual contacts? No. He's referring to spiritual friends. People you expect to be with you in eternity to enjoy forever. People in whom you make a good investment.




1. Probably the easiest way is by praying for them by name. It takes time to lift them to the Lord in prayer. That takes time, but in our day TIME equals MONEY.


2. Another way is by using tracts. If you can't pass one person-to-person, then just leave it somewhere. If someone picks it up and is saved, you'll have made an investment in their salvation.


3. Still another way is assisting people in Jesus' name, making sure a life-changing book or booklet is in their hands. By that I mean the kind that helps a person get ready to stand before the Lord in that day. If what you give them helps them to become rich in Christ and change into His likeness, you will have added a lot of treasure to your heavenly account.


To my mind this is a fabulous way to convert earthly wealth into the currency of heaven. The more spiritual friends you make, the richer you'll be in heaven! The most thrilling moment will come when the Lord Jesus will say to you...




C. S. Lovett

(Edited by Marjorie Lovett)


Copyright © 2016 Personal Christianity. All rights reserved.




“Let us boldly approach the throne of grace that we may receive mercy and find grace to help us in our time of need” (Hebrews 4:16).


Imagine a throne set up just to help us when we feel the need of God’s grace in our lives. We need God’s grace all the time. Listen to Jesus’ words:


“If you then, though you are evil, know how to give good gifts to your children, how much more will your heavenly Father give the Holy Spirit to those who ask Him” (Luke 11:13).


In Jesus’ eyes, we are evil. True, we are forgiven and cleansed when we confess our sins, but that old nature we inherited from Adam, still causes us to sin. And when we yield to that old nature, we do evil and need God’s mercy.


Fortunately, the throne of grace is inside us, where Jesus dwells. And we don’t have to go anywhere, but into the presence of our indwelling Lord. Help to be an overcomer is instantly available, if we look to Him. A 1000 times a day wouldn’t be too much for Him to handle.


Praise the Lord, He takes us as we are and works with us to help us be what He wants us to be.






Dr. Lovett’s new book, The Prepared Life, is now available on Kindle through You may order it directly from their website here. The printed book is coming soon, but will only be available through







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